Eligibility is not one salary number

Salaried, contract, commission and self-employed applicants may start by checking their situation. Actual eligibility depends on the applicable criteria and an individual look at income, work, commitments and supporting information.

Income matters, but it is not the only factor. Current commitments, work stability, supporting documents and other conditions may all affect the assessment.

Yes. Clear, consistent evidence of income and business activity is usually important; the exact document list depends on the application process.

Not that simple. A car loan or card balance does not decide the whole outcome; the assessment looks at total commitments against income and the broader financial picture.

You may apply again, but applying everywhere immediately probably will not fix the same problem. Start by checking the criteria, income, commitments, repayment history and document consistency.

Common categories include identity, income and employment evidence. Self-employed applicants may also need proof of business activity or income flow. Confirm the exact list and secure channel before sending documents.